Student Health Insurance Plan
All UToledo students are required to have health insurance. The University of Toledo has partnered with Anthem Student Advantage to provide students with medical and prescription drug coverage for the 2023-24 academic year.
UToledo automatically enrolls the following students in the student health insurance plan and assesses a fee to your student account:
- All domestic undergraduate students registered for 6 or more credit hours per term
- All domestic graduate students registered for 6 or more credit hours per term
- All international students registered for 1 or more credit hours per term
- All students who participate in patient care and are required by their program to have health insurance
You may waive the health insurance coverage if you have coverage under another qualifying plan as long as you submit your waiver by the deadline. Qualifying plans must be filed and approved in the U.S. and be ACA compliant.
If you don’t waive the insurance by the deadline, you will be enrolled in UToledo’s student medical and prescription drug insurance plan.
This student health insurance plan enrollment model is a best practice in Ohio. It has allowed UToledo to negotiate lower premiums with Anthem Student Advantage.
Degree-seeking domestic students taking less than 6 credit hours per term and eligible dependents of all enrolled students may voluntarily enroll in the student health insurance plan directly with Anthem Student Advantage.
Student Health Insurance PolicyStudent Health Insurance Overview
Medical and Prescription Plans
The student health plan administered by Anthem Student Advantage provides access to nationwide providers and in the area surrounding UToledo, including the University of Toledo Medical Center, University Health Center and the Student Health and Wellness Center on Health Science Campus.
UToledo also offers students and their dependents dental and vision insurance plans.
Anthem Student Advantage UToledo Student Health Insurance Plan Brochure
Anthem Student Advantage UToledo Student Health Insurance Plan Overview
Anthem Provider Network
Anthem Prescription Drug List
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2023-24 Student Medical and Prescription Drug Insurance Premiums |
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Semester: |
Fall |
Spring/Summer |
Summer Only* |
Full Year** |
|
Coverage Begins: |
Aug. 11, 2023 |
Jan. 1, 2024 |
May 16, 2024 |
Aug. 11, 2023 |
|
Coverage Ends: |
Dec. 31, 2023 |
Aug. 10, 2024 |
Aug. 10, 2024 |
Aug. 10, 2024 |
|
Student |
$897 |
$1,398 |
$545 |
$2,295 |
|
Student & 1 Dependent |
$1,794 |
$2,797 |
$1,091 |
$4,590 |
|
Student & 2+ Dependents |
$2,690 |
$4,195 |
$1,636 |
$6,885 |
|
Subject to filing approval by the Ohio Department of Insurance. For questions about the student health insurance plan, call Anthem Student Advantage
at 844.412.0752. |
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Delta Dental Provider Network
Delta Dental UToledo Student Dental Plan Overview
Delta Dental UToledo Student Dental Plan Document
|
2023-24 Student Dental Insurance Premium |
|
|
Coverage Period: |
Aug. 11, 2023 – Aug. 10, 2024 |
|
Student |
$210 |
|
Student & 1 Dependent |
$423 |
|
Student & 2+ Dependents |
$942 |
|
Subject to filing approval by the Ohio Department of Insurance. Students may enroll in the dental plan during the fall or spring open enrollment periods, but the premium will remain the same (not subject to proration). |
|
Student Vision Plan
|
2023-24 Student Vision Plan Premium |
|
|
Coverage Period: |
Aug. 11, 2023 – Aug. 10, 2024 |
|
Student |
$17 |
|
Student & Spouse |
$56 |
|
Student & Child(ren) |
$38 |
|
Student & Family |
$83 |
|
Subject to filing approval by the Ohio Department of Insurance. Students may enroll in the vision plan during the fall or spring open enrollment periods, but the premium will remain the same (not subject to proration). |
|
Voluntary Enrollment
Certain populations are eligible to voluntarily enroll in the student health insurance plan:
- Degree-seeking students taking 1-5 credit hours
- Dependents of UToledo students enrolled in the student health insurance plan
- UToledo students and their eligible dependents who want dental and/or vision coverage
Note: Only students are eligible to use the University Health Center and the Student Health and Wellness Center on the Health Science Campus. Spouses and children may use University of Toledo Physicians, University of Toledo Medical Center facilities or other area providers in the Anthem Network.
Deadlines
- Fall 2023: Sept. 11, 2023
- Spring/Summer 2024: Jan. 30, 2024
- Summer 2024 (for newly enrolled UToledo students only): July 1, 2024
NOTE: Students and dependents voluntarily enrolled in the student health insurance plan for fall 2023 will need to re-enroll for spring/summer 2024. Coverage does not carry over.
How To Voluntarily Enroll
To enroll in the Student Health Insurance Plan:
- Log in to the myUT Portal using your UTAD and password.
- In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
- Select Enroll.
To enroll for dental and/or vision insurance and/or medical and prescription drug coverage for your dependents (spouse/children):
- Log in to the myUT Portal using your UTAD and password.
- In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
- Select Add Dependent/Spouse or Vision/Dental.
How to Waive Student Insurance Plan
You may waive the student health insurance plan if you have medical and prescription drug coverage under another plan.
- Log into the MyUT portal.
- Select the Student tab.
- Under My Registration Steps, select Health Insurance Enroll, Change, or Waive.
- Select the Term.
- Proceed with enrollment or waiver option.
The student health insurance premium will be removed from your student account as
long as the waiver is received prior to the semester’s deadline.
Waiver Deadlines
- Fall 2023: Sept. 11, 2023
- Spring/Summer 2024: Jan. 30, 2024
- Summer 2024 (for newly enrolled UToledo students only): July 1, 2024
NOTE: Once your waiver has been accepted, it will remain on file for the 2023-24 academic year. A new waiver is needed each academic year.
For questions about the student health insurance plan, call Anthem Student Advantage at 844.412.0752.
For questions about UToledo’s Student Health Insurance policy, call 419.530.4747 or email studenthealthinsurance@utoledo.edu.